CAI System Placeholder Question A4 Do you live in a one-family house, a two-family house, an apartment, a mobile home, or what? [IF R ANSWERS "CONDO", PROBE FOR TYPE OF DWELLING]
Do you live in a one-family house, a two-family house, an apartment, a mobile home, or what?
[IF R ANSWERS "CONDO", PROBE FOR TYPE OF DWELLING]
Do you live in a retirement community, senior citizens' housing complex, nursing home, home for the aged, or adult foster care facility?
Which kind is that?
A8 We are interested in personal services you might get in addition to housing. At your [retirement community/senior citizen's housing complex/nursing home/home for the aged/adult foster care facility], do you get medication or injections from a registered nurse?
We are interested in personal services you might get in addition to housing. At your [retirement community/senior citizen's housing complex/nursing home/home for the aged/adult foster care facility], do you get medication or injections from a registered nurse?
A9 (At your [retirement community/senior citizen's housing complex/nursing home/home for the aged/adult foster care facility], do you get) meals?
(At your [retirement community/senior citizen's housing complex/nursing home/home for the aged/adult foster care facility], do you get) meals?
A10 (At your [retirement community/senior citizen's housing complex/nursing home/home for the aged/adult foster care facility], do you get) maid service or cleaning?
(At your [retirement community/senior citizen's housing complex/nursing home/home for the aged/adult foster care facility], do you get) maid service or cleaning?
A11 Anything else?
Anything else?
What is that? ENTER ALL THAT APPLY
Are these services included as part of the cost of housing or do you pay for them separately?
A15 How is your [home/apartment] heated -- with gas, electricity, oil or what? (PROBE: Do you heat your home in any other ways?) ENTER ALL THAT APPLY
How is your [home/apartment] heated -- with gas, electricity, oil or what? (PROBE: Do you heat your home in any other ways?)
ENTER ALL THAT APPLY
How many rooms do you have [/for your family] not counting bathrooms?
IF Q375 is (not equal to 0)
REMIND R NOT TO COUNT ROOMS USED ONLY BY HU OR HU/CS PERSONS.
END
NUMBER OF ROOMS FOR FU ONLY
00 FU SHARES A 1-ROOM HU WITH NON-FU PERSONS 01-96 ACTUAL NUMBER OF ROOMS 97 97 ROOMS OR MORE A17 There are government programs that give money to people to help them pay for heating their homes. Did you receive help with heating bills from any government program last winter (1995-1996)?
There are government programs that give money to people to help them pay for heating their homes. Did you receive help with heating bills from any government program last winter (1995-1996)?
About how much did that amount to altogether?
IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate?
HOME HEATING ASSISTANCE
1 - 9996 ACTUAL DOLLAR AMOUNT 9997 $9,997 DOLLARS OR MORE A19 Do you [/or anyone else in your family living there] own the [home/apartment], pay rent, or what? THIS QUESTION REFERS TO MEMBERS OF THIS FU ONLY.
Do you [/or anyone else in your family living there] own the [home/apartment], pay rent, or what?
THIS QUESTION REFERS TO MEMBERS OF THIS FU ONLY.
Could you tell me what the present value of your [house/apartment] is -- I mean about how much would it bring if you sold it today?
HOUSE VALUE
1 - 9999996 ACTUAL DOLLAR AMOUNT 9999997 $9,999,997 DOLLARS OR MORE A21 About how much are your total yearly property taxes, including city, county, and school taxes? IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate? TOTAL ANNUAL PROPERTY TAX 0 NO PROPERTY TAX; EXEMPT FROM TAX 1 - 99996 ACTUAL DOLLAR AMOUNT 99997 $99,997 DOLLARS OR MORE A22 How much is your total yearly homeowner's insurance premium? IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate? TOTAL ANNUAL HOMEOWNER'S INSURANCE 0 DO NOT HAVE HOMEOWNER'S INSURANCE 1 - 9996 ACTUAL DOLLAR AMOUNT 9997 $9,997 DOLLARS OR MORE A23 Do you have a mortgage or loan on this property? DEFINITION: ANY LOAN OF MONEY AGAINST THE EQUITY IN THE HOME. THAT IS, THE HOME ITSELF IS USED AS COLLATERAL. INCLUDE ONLY MORTGAGE/LOAN ON THIS MAIN RESIDENCE.
About how much are your total yearly property taxes, including city, county, and school taxes?
TOTAL ANNUAL PROPERTY TAX
0 NO PROPERTY TAX; EXEMPT FROM TAX 1 - 99996 ACTUAL DOLLAR AMOUNT 99997 $99,997 DOLLARS OR MORE A22 How much is your total yearly homeowner's insurance premium? IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate? TOTAL ANNUAL HOMEOWNER'S INSURANCE 0 DO NOT HAVE HOMEOWNER'S INSURANCE 1 - 9996 ACTUAL DOLLAR AMOUNT 9997 $9,997 DOLLARS OR MORE A23 Do you have a mortgage or loan on this property? DEFINITION: ANY LOAN OF MONEY AGAINST THE EQUITY IN THE HOME. THAT IS, THE HOME ITSELF IS USED AS COLLATERAL. INCLUDE ONLY MORTGAGE/LOAN ON THIS MAIN RESIDENCE.
How much is your total yearly homeowner's insurance premium?
TOTAL ANNUAL HOMEOWNER'S INSURANCE
0 DO NOT HAVE HOMEOWNER'S INSURANCE 1 - 9996 ACTUAL DOLLAR AMOUNT 9997 $9,997 DOLLARS OR MORE A23 Do you have a mortgage or loan on this property? DEFINITION: ANY LOAN OF MONEY AGAINST THE EQUITY IN THE HOME. THAT IS, THE HOME ITSELF IS USED AS COLLATERAL. INCLUDE ONLY MORTGAGE/LOAN ON THIS MAIN RESIDENCE.
Do you have a mortgage or loan on this property?
DEFINITION: ANY LOAN OF MONEY AGAINST THE EQUITY IN THE HOME. THAT IS, THE HOME ITSELF IS USED AS COLLATERAL. INCLUDE ONLY MORTGAGE/LOAN ON THIS MAIN RESIDENCE.
IF MORTGAGE STEPTHROUGH is (1)
Is that a mortgage, a land contract, a home equity loan, or what?
ELSE
For the second mortgage, what type of loan is that?
Is that a VA loan, an FHA loan, or a loan insured by some other government agency?
A23c Is that the original loan and terms or have you refinanced?
Is that the original loan and terms or have you refinanced?
A24 About how much is the remaining principal on this (loan/mortgage)? IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate? REMAINING PRINCIPAL 1 - 9999996 ACTUAL DOLLAR AMOUNT 9999997 $9,999,997 DOLLARS OR MORE A25 How much are your monthly mortgage payments? IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate? MONTHLY MORTGAGE PAYMENT 1 - 99996 ACTUAL DOLLAR AMOUNT 99997 $99,997 DOLLARS OR MORE A25a Is the interest rate fixed or variable (adjustable)?
About how much is the remaining principal on this (loan/mortgage)?
REMAINING PRINCIPAL
1 - 9999996 ACTUAL DOLLAR AMOUNT 9999997 $9,999,997 DOLLARS OR MORE A25 How much are your monthly mortgage payments? IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate? MONTHLY MORTGAGE PAYMENT 1 - 99996 ACTUAL DOLLAR AMOUNT 99997 $99,997 DOLLARS OR MORE A25a Is the interest rate fixed or variable (adjustable)?
How much are your monthly mortgage payments?
MONTHLY MORTGAGE PAYMENT
1 - 99996 ACTUAL DOLLAR AMOUNT 99997 $99,997 DOLLARS OR MORE A25a Is the interest rate fixed or variable (adjustable)?
Is the interest rate fixed or variable (adjustable)?
A25b What is the current interest rate on that loan? PROBE QUALIFIED ANSWER, RANGE, OR DK: What is your best estimate? [WHOLE PERCENT] [FRACTION OR PERCENT] AND Q417
A25b
What is the current interest rate on that loan?
PROBE QUALIFIED ANSWER, RANGE, OR DK: What is your best estimate?
[WHOLE PERCENT] [FRACTION OR PERCENT] AND Q417
Q417
A26 What year did you [obtain that loan/refinance]? A27 About how many more years will you have to pay on it? If A23a is (3 or 4 or 5 or 7 or 8 or 9 or DK or RF) and A26 is (greater than or equal to 1991) then go to A27b [Assign the value "3" to the skipped questions.] If A23c is (1) and A26 is (greater than or equal to 1991) then go to A27b [Assign the value "1" to the skipped questions.] If A23c is (2) and A26 is (greater than or equal to 1991) then go to A27b [Assign the value "2" to the skipped questions.] If A26 is (less than 1991) or A26 is (DK) or A26 is (RF) then go to A27b [Assign the value "5" to the skipped questions.] A27a If A27a is (2) then go to A27d If A27a is (3) then go to A27f If A27a is (5) then go to A28 A27b How much was your down payment? PROBE QUALIFIED ANSWER, RANGE, OR DK: What is your best estimate? 0 NO DOWN PAYMENT 1 - 9,999,996 ACTUAL DOLLAR AMOUNT 9,999,997 $9,999,997 OR MORE If A27b is (0) then go to A27d A27c Where did you get your down payment--from savings or other assets, the sale of your previous home, family and friends, or what? [ENTER ALL MENTIONS]
What year did you [obtain that loan/refinance]? A27 About how many more years will you have to pay on it? If A23a is (3 or 4 or 5 or 7 or 8 or 9 or DK or RF) and A26 is (greater than or equal to 1991) then go to A27b [Assign the value "3" to the skipped questions.] If A23c is (1) and A26 is (greater than or equal to 1991) then go to A27b [Assign the value "1" to the skipped questions.] If A23c is (2) and A26 is (greater than or equal to 1991) then go to A27b [Assign the value "2" to the skipped questions.] If A26 is (less than 1991) or A26 is (DK) or A26 is (RF) then go to A27b [Assign the value "5" to the skipped questions.] A27a If A27a is (2) then go to A27d If A27a is (3) then go to A27f If A27a is (5) then go to A28 A27b How much was your down payment? PROBE QUALIFIED ANSWER, RANGE, OR DK: What is your best estimate? 0 NO DOWN PAYMENT 1 - 9,999,996 ACTUAL DOLLAR AMOUNT 9,999,997 $9,999,997 OR MORE If A27b is (0) then go to A27d A27c Where did you get your down payment--from savings or other assets, the sale of your previous home, family and friends, or what? [ENTER ALL MENTIONS]
About how many more years will you have to pay on it?
How much was your down payment?
0 NO DOWN PAYMENT 1 - 9,999,996 ACTUAL DOLLAR AMOUNT 9,999,997 $9,999,997 OR MORE
Where did you get your down payment--from savings or other assets, the sale of your previous home, family and friends, or what? [ENTER ALL MENTIONS]
A27d At the time you applied for this mortgage, did you already have previous experience with this lender--such as...... ENTER CODES FOR ITEMS WITH "YES" ANSWER ONLY. USE A SINGLE CODE OF 8 FOR DK TO ALL ITEMS, USE A SINGLE CODE OF 9 FOR A REFUSAL TO ANSWER ALL ITEMS. DO NOT USE ALT-D OR ALT-R ON THIS SCREEN.
At the time you applied for this mortgage, did you already have previous experience with this lender--such as......
ENTER CODES FOR ITEMS WITH "YES" ANSWER ONLY. USE A SINGLE CODE OF 8 FOR DK TO ALL ITEMS, USE A SINGLE CODE OF 9 FOR A REFUSAL TO ANSWER ALL ITEMS. DO NOT USE ALT-D OR ALT-R ON THIS SCREEN.
Did you know about this lender because
A27f At the time you obtained this [loan/refinancing], did you consider any other loan options or places to borrow money?
At the time you obtained this [loan/refinancing], did you consider any other loan options or places to borrow money?
Did you apply for any of these other loans?
Why didn't you apply for these other loans? [ENTER ALL MENTIONS]
What happened with your application? (Why was it turned down?)
[ENTER ALL MENTIONS]
Do you also have a second mortgage?
A29 Do your mortgage payments include property taxes?
Do your mortgage payments include property taxes?
A30 Do your payments include insurance premiums?
Do your payments include insurance premiums?
Q432 Q433 If A19 is (greater than or equal to 0) then go to A30a [Assign the value "5" to the skipped questions.] If Q432 is (greater than or equal to 1991) or Q433 is (greater than or equal to 1991) then go to A30a [Assign the value "1" to the skipped questions.] CHKPT-LOAN YR >= 1991 If Q432 is (greater than or equal to 1991) or Q433 is (greater than or equal to 1991) then go to A40 A30a Since January 1991, did [you/Q56] have an application for a loan on this property turned down? DEFINITION: APPLICATION MADE AND TURNED DOWN FOR ANY LOAN WHICH BORROWED AGAINST THE EQUITY IN THE HOME. INCLUDE SECOND MORTGAGES, HOME EQUITY, HOME IMPROVEMENT, AND LINE OF CREDIT TYPE LOANS.
Q433 If A19 is (greater than or equal to 0) then go to A30a [Assign the value "5" to the skipped questions.] If Q432 is (greater than or equal to 1991) or Q433 is (greater than or equal to 1991) then go to A30a [Assign the value "1" to the skipped questions.] CHKPT-LOAN YR >= 1991 If Q432 is (greater than or equal to 1991) or Q433 is (greater than or equal to 1991) then go to A40 A30a Since January 1991, did [you/Q56] have an application for a loan on this property turned down? DEFINITION: APPLICATION MADE AND TURNED DOWN FOR ANY LOAN WHICH BORROWED AGAINST THE EQUITY IN THE HOME. INCLUDE SECOND MORTGAGES, HOME EQUITY, HOME IMPROVEMENT, AND LINE OF CREDIT TYPE LOANS.
Since January 1991, did [you/Q56] have an application for a loan on this property turned down?
DEFINITION: APPLICATION MADE AND TURNED DOWN FOR ANY LOAN WHICH BORROWED AGAINST THE EQUITY IN THE HOME. INCLUDE SECOND MORTGAGES, HOME EQUITY, HOME IMPROVEMENT, AND LINE OF CREDIT TYPE LOANS.
What year was that? [IF NECESSARY: The most recent time, 1991-1996]
A30c What type of loan was that?
What type of loan was that?
A30d What reason was given for your application being turned down? (Any other reason?) [ENTER ALL MENTIONS]
What reason was given for your application being turned down? (Any other reason?) [ENTER ALL MENTIONS]
A31
About how much rent do you pay a month?
PROBE: Is that only for your (FU's) share of the rent?
1 - 99996 ACTUAL DOLLAR AMOUNT 99997 $99,997 DOLLARS OR MORE
AMOUNT:
PER: A31UNIT
A31UNIT
Is this [home/apartment] rented fully furnished?
A33 Is heating included in your monthly rent?
Is heating included in your monthly rent?
A34 Is this [home/apartment] in a public housing project, that is, is it owned by a local housing authority or other public agency?
Is this [home/apartment] in a public housing project, that is, is it owned by a local housing authority or other public agency?
Are you paying lower rent because the Federal, State, or local government is paying part of the cost? [COST OF RENT]
[FU NEITHER OWNS NOR RENTS]
How is that? A37 How much would it rent for if it were rented? IF Q375 is (not equal to 0) PROBE: Would that be only for your (FU's) share of the rent? END IWER: PROBE QUALIFIED ANSWER, RANGE, OR DK: What's your best estimate? 1 - 9996 ACTUAL DOLLAR AMOUNT 9997 $9,997 OR MORE AMOUNT: PER: A37UNIT
A37
How much would it rent for if it were rented?
PROBE: Would that be only for your (FU's) share of the rent?
1 - 9996 ACTUAL DOLLAR AMOUNT 9997 $9,997 OR MORE
PER: A37UNIT
A37UNIT
A38 Is this [home/apartment] in a public housing project, that is, is it owned by a local housing authority or other public agency?
Are you paying no rent because the Federal, State, or local government is paying all of it?
Since January 1991, did [you/Q56] take steps to buy your own home?
A39c What type of home were you looking for--a one-family house, a two-family house, an apartment, a mobile home, or what? [IF R ANSWERS "CONDO", PROBE FOR SPECIFIC TYPE OF DWELLING]
What type of home were you looking for--a one-family house, a two-family house, an apartment, a mobile home, or what?
[IF R ANSWERS "CONDO", PROBE FOR SPECIFIC TYPE OF DWELLING]
A39d Were you looking for a home within your same community?
Were you looking for a home within your same community?
A39e Did you apply for financing on any of the homes that you considered?
Did you apply for financing on any of the homes that you considered?
Why didn't you apply for financing? (Any other reason?) [ENTER ALL MENTIONS]
What happened with your application(s)? (Why was it turned down?)
A40 Do you have air conditioning?
Do you have air conditioning?
Do you have it in all your rooms, or only in some of them?
A42 [Have you/Has Q56] moved any time since the spring of 1995?
[Have you/Has Q56] moved any time since the spring of 1995?
A43
What month and year was that? [MOST RECENT MOVE]
A43UNIT
A44 Why did [you/Q56] move? [ENTER ALL THAT APPLY]
Why did [you/Q56] move? [ENTER ALL THAT APPLY]
A45 Do you think [you/Q56] might move in the next couple of years?
Do you think [you/Q56] might move in the next couple of years?
Would you say [you/Q56] definitely will move, probably will move, or are you more uncertain?
Why willmight [you/Q56] move? DAY OF INTERVIEW TIME SECONDS
TIME SECONDS