1	HEAD CURR EMP ON MAIN JOB
	2	HEAD HAS NEVER WORKED FOR $
	5	ALL OTHERS

Automatic CAI System Calculation: 5X

HEAD'S PENSION - CURRENT EMPLOYER

Next I need to get some information about any pension or retirement plan [you/Q56] may be eligible for at [your/his/her] place of work. Not including Social Security or Railroad Retirement, [are you/is he/is she] covered by a pension or retirement plan on [your/his/her] present job, at B&D11 where SECTION B is (1)?

	1	YES
	5	NO
	8	DK
	9	RF

P6

How many years [have you/has he/has she] been included in the main or basic pension plan?

# YEARS

OR

SINCE: (YEAR)

P6a

Will [you/he/she] be covered by such a plan if [you continue/he continues/she continues] to work for this employer?

	1	YES
	5	NO
	8	DK
	9	RF

P8

How many more years must [you/he/she] work for this employer to be included in this plan?

MORE YEARS

There is a law that states that once you have been in a pension plan for enough years, you can be sure of some pension benefits even if you leave that employer. This is called "vesting". [Have you/Has he/Has she] worked under the main or basic plan long enough to earn this right to be "vested"?

	1	YES
	5	NO
	8	DK
	9	RF

P10

How many more years must [you/he/she] be included in this plan in order to eventually earn the right to receive some benefits from it at retirement even if [you leave your/he leaves his/she leaves her] present employer?

[Are you/Is he/Is she] making any contributions to [your/his/her] pension such as having money deducted from [your/his/her] pay?

	1	YES
	5	NO
	8	DK
	9	RF

[Are you/Is he/Is she] required to contribute?

	1	YES
	5	NO
	8	DK
	9	RF

P13

What amount or percent of pay [are you/is he/is she] required to contribute?

PER

OR

PERCENT OF PAY

P13a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P13b

[Do you/Does he/Does she] also make voluntary contributions?

	1	YES
	5	NO
	8	DK
	9	RF

P15

What amount or percent of pay [do you/does he/does she] voluntarily contribute currently?

PER

OR

PERCENT OF PAY

P15a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P15b

Some pension plans have a definite formula based on years of service or salary, often called defined benefit plan. Some plans base benefits on how much money has accumulated in a person's retirement account. Other plans use both ways of setting benefits. How are the benefits for [your/his/her] pension determined -- by a defined benefit formula based on years of service or salary, by the amount of money in [your/his/her] account, or in both ways?

	1	DEFINED BENEFIT FORMULA
	3	BOTH
	5	MONEY ACCUMULATED IN ACCOUNT
	8	DK
	9	RF

Does [your/his/her] employer make contributions to [your/his/her] account?

	1	YES
	5	NO
	8	DK
	9	RF

P18

What amount or percent of pay does [your/his/her] employer contribute to [your/his/her] account?

PER

OR

PERCENT OF PAY

P18a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P18b

Are the funds invested mostly in stocks, bonds, or annuities? Some of each, or what?

	1	MOSTLY (OR ALL) STOCKS
	2	SOME OF EACH
	3	MOSTLY (OR ALL) ANNUITIES
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P21a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P21b

	1	P16 CHECKED 1 OR 3
	5	P16 CHECKED 5

Automatic CAI System Calculation: 5X

What is the formula for determining when [you/he/she] could receive full benefits -- is it based on [your/his/her] age, the number of years of service, a combination of age and years of service, or what?

	1	AGE
	2	YEARS
	3	COMBINATION
	7	OTHER
	8	DK
	9	RF

P24

How old must [you/he/she] be?

P25

How many years is that?

P26

How old must [you/he/she] be and how many years is that?

AGE

and

IF P24 is (DK or RF)

Could [you/he/she] retire early and receive part but not full retirement benefits from this plan?

ELSE IF P25 is (DK or RF)

Could [you/he/she] retire early and receive part but not full retirement benefits from this plan?

ELSE IF P26 is (DK or RF) or P26a is (DK or RF)

Could [you/he/she] retire early and receive part but not full retirement benefits from this plan?

ELSE IF P23 is (1)

Could [you/he/she] retire before age and receive part but not full retirement benefits from this plan?

ELSE IF P23 is (2)

Could [you/he/she] retire before years of service and receive part but not full retirement benefits from this plan?

ELSE IF P23 is (3)

Could [you/he/she] retire before age and years of service and receive part but not full retirement benefits from this plan?

ELSE

Could [you/he/she] retire early and receive part but not full retirement benefits from this plan?

END

	1	YES
	5	NO
	8	DK
	9	RF

What is the formula for determining the earliest date [you/he/she] could retire and begin drawing at least partial benefits -- is it based on [your/his/her] age, the number of years of service, a combination of age and years of service, or what?

	1	AGE
	2	YEARS
	3	COMBINATION
	7	OTHER
	8	DK
	9	RF

P29

How old must [you/he/she] be?

P30

How many years is that?

P31

How old must [you/he/she] be and how many years of service is that?

AGE

and

Some people can estimate what their pension will be in dollars per month or year, but others find it easier to estimate it as a fraction of their final pay. Can [you/he/she] estimate what [your/his/her] pension from this plan will be, either way?

	1	YES
	5	NO
	8	DK
	9	RF

P34

How much will that be?

PER

OR

PERCENT OF PAY

OR

LUMP SUM

P34a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P34b

P34c

Can [you/he/she] designate a survivor or other person who would receive [your/his/her] pension benefits if [you/he/she] should die before receiving [your/his/her] full entitlement?

	1	YES
	5	NO
	8	DK
	9	RF

How much of [your/his/her] pension benefit would [your/his/her] beneficiary receive if they were to live longer than [you/him/her] -- all of it, some of it, or none of it?

	1	ALL
	3	SOME
	5	NONE
	7	OTHER (SPECIFY)
	8	DK
	9	RF

Does the amount of [your/his/her] pension depend on Social Security benefits? That is, when [you start/he starts/she starts] receiving Social Security benefits will [your/his/her] pension benefits be reduced?

	1	YES
	5	NO
	8	DK
	9	RF

When will this change take place: automatically at age 62, automatically at age 65, when [you start/he starts/she starts] receiving Social Security benefits, or at some other time?

	1	AT AGE 62
	2	AT AGE 65
	3	WHEN SOCIAL SECURITY BENEFITS BEGIN
	7	AT SOME OTHER TIME
	8	DK
	9	RF

P39a

P40

Now I want to ask about [your/his/her] retirement plans. At what age [do you/does he/does she] plan to stop working?

[ENTER AGE HEAD PLANS TO STOP WORKING, USE 997 FOR NEVER.
OR ENTER YEAR HEAD PLANS TO STOP WORKING.]

AGE HEAD PLANS TO STOP WORKING

OR

YEAR HEAD PLANS TO STOP WORKING

P40a

P41

At what age [do you/does he/does she] think [you/he/she] will stop working?

[ENTER AGE HEAD THINKS WILL STOP WORKING, USE 997 FOR NEVER.
OR ENTER YEAR HEAD THINKS WILL STOP WORKING.]

AGE HEAD THINKS WILL STOP WORKING

OR

YEAR HEAD THINKS WILL STOP WORKING

P41a

IF P1 is (1)

In addition to the pension plan you already mentioned, [do you/does he/does she] have any tax-deferred compensation or savings plans on this job, such as a "thrift", profit-sharing, or Keogh plan?

ELSE

[Do you/Does he/Does she] have any tax-deferred compensation or savings plans on this job, such as a "thrift", profit-sharing, or Keogh plan?

END

	1	YES
	5	NO
	8	DK
	9	RF

Does [your/his/her] employer make contributions to any such plan for [you/him/her]?

	1	YES
	5	NO
	8	DK
	9	RF

P44

What amount or percent of pay [does your/does his/does her] employer contribute?

PER

OR

PERCENT OF PAY

P44a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P44b

Automatic CAI System Calculation: Elapsed Time

HEAD'S PENSION - FORMER EMPLOYER

These next questions are about pensions through a former employer.

Aside from IRA or Keogh Plans, [were you/was he/was she] included in a pension or retirement plan, or in any tax-deferred savings plan, through a former employer?

	1	YES
	5	NO
	8	DK
	9	RF

IF Q2073 is (1)

I would like to know what type of plan this was. In some retirement plans, Type A, benefits are usually based on a formula involving age, years of service, and salary. In other plans, Type B, money is accumulated in an account for [you/him/her].

Was that a Type A or Type B plan?

["TYPE A" PLANS ARE OFTEN CALLED "DEFINED BENEFIT" PLANS]

["TYPE B" PLANS, OFTEN CALLED "DEFINED CONTRIBUTION" PLANS, INCLUDE
401-K, 403-B, ESOP, SRA, THRIFT/SAVINGS, STOCK/PROFIT SHARING, AND
MONEY PURCHASE PLANS]

ELSE

What type of plan was this second pension? Type A, where benefits are usually based on a formula involving age, years of service, and salary or Type B, where money is accumulated in an account?

["TYPE A" PLANS ARE OFTEN CALLED "DEFINED BENEFIT" PLANS]

["TYPE B" PLANS, OFTEN CALLED "DEFINED CONTRIBUTION" PLANS, INCLUDE
401-K, 403-B, ESOP, SRA, THRIFT/SAVINGS, STOCK/PROFIT SHARING, AND
MONEY PURCHASE PLANS]

END

	1	TYPE A
	2	TYPE B
	3	BOTH TYPES
	8	DK
	9	RF

P47

For the part of [your/his/her] pension where money is accumulated in an account, how much money was in [your/his/her] account when [you/he/she] left that employer?

[ENTER A ZERO FOR NONE]

When [you/he/she] left that employer, did [you/he/she] withdraw this money, roll it over into an IRA, leave it to accumulate in the old plan, convert it to an annuity, or what?

[IF MORE THAN ONE RESPONSE GIVEN, USE 7 (OTHER) AND RECORD ALL DETAILS]

	1	WITHDREW THE MONEY
	2	ROLLED OVER INTO IRA
	3	LEFT TO ACCUMULATE
	4	CONVERTED TO ANNUITY
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P49

How much is in [your/his/her] account now?

[ENTER A ZERO FOR NONE]

AMOUNT:

P50

How old [were you/was he/was she] when [you/he/she] started receiving the benefits from that annuity?

[IF BENEFITS HAVE NOT YET BEGUN: At what age will [you/he/she] begin receiving them?]

P51a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

IF P46 is (3)

Now about the part of [your/his/her] pension where benefits are based on a formula.

END
[Do you/Does he/Does she] expect to receive benefits from this plan in the future, [are you/is he/is she] receiving benefits now, did [you/he/she] get a cash settlement when [you/he/she] left, did [you/he/she] lose [your/his/her] benefits, or what?

[DO NOT PROBE FOR MULTIPLE RESPONSES BUT ENTER ALL THAT APPLY.]

	1	EXPECT FUTURE BENEFITS
	2	RECEIVING BENEFITS NOW
	3	RECEIVED CASH SETTLEMENT
	4	ROLLED OVER INTO IRA
	5	LOST BENEFITS
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P53

RECEIVING BENEFITS NOW

In what month and year did [you/he/she] start to receive these benefits?

MONTH: Y1

YEAR:

	1	JAN
	2	FEB
	3	MAR
	4	APR
	5	MAY
	6	JUN
	7	JUL
	8	AUG
	9	SEP
	10	OCT
	11	NOV
	12	DEC
	98	DK
	99	RF

P54a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

Are the benefits adjusted for changes in the cost of living?

	1	YES
	5	NO
	8	DK
	9	RF

Have they ever been adjusted for changes in the cost of living?

	1	YES
	5	NO
	8	DK
	9	RF

P57

RECEIVED CASH SETTLEMENT

How much did that cash settlement amount to?

What did [you/he/she] do with the money?

[ENTER ALL THAT APPLY]

	1	BOUGHT DURABLES
	2	SPENT IT
	3	SAVED/INVESTED
	4	PAID OFF DEBT
	5	ROLLED INTO IRA
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P59

IRA ROLLOVER

How much did that IRA rollover amount to?

AMOUNT:

EXPECT FUTURE BENEFITS

For how many years altogether [were you/was he/was she] included in this plan?

[INCLUDE YEARS WITH OTHER EMPLOYERS IF SAME PLAN.]

P62

Can [you/he/she] estimate what [you/he/she] expect these benefits to be? Either in dollars per month or year, or as a percent of [your/his/her] pay when [you/he/she] left that job?

PER

OR

PERCENT OF PAY

OR

LUMP SUM

P62a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P62b

P62c

CAI System Placeholder Question

P63

How much money was in [your/his/her] account when [you/he/she] left that employer?

When [you/he/she] left that employer, did [you/he/she] transfer [your/his/her] account to a new employer, roll it over into an IRA, leave it to accumulate in [your/his/her] old plan, convert it to an annuity or what?

[IF MORE THAN ONE RESPONSE GIVEN, USE 7 (OTHER) AND RECORD ALL DETAILS]

	1	TRANSFERRED TO NEW EMPLOYER
	2	ROLLED OVER INTO IRA
	3	LEFT TO ACCUMULATE
	4	CONVERTED TO ANNUITY
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P65

How much is in [your/his/her] account now?

[ENTER ZERO FOR "NONE"]

AMOUNT:

P66

How old [were you/was he/was she] when [you/he/she] started receiving the benefits from that annuity?

[IF BENEFITS HAVE NOT YET BEGUN: At what age will [you/he/she] begin receiving them?]

P67a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

[Do you/Does he/Does she] have any other pensions from a former employer (that you haven't already told me about)?

	1	YES
	5	NO
	8	DK
	9	RF

Automatic CAI System Calculation: Elapsed Time

	1	WIFE/"WIFE" IN FU CURR WORKING
	2	WIFE/"WIFE" NEVER WORKED FOR $
	3	NO WIFE/"WIFE" IN FU
	5	ALL OTHERS

Automatic CAI System Calculation: 5X

WIFE/"WIFE"'s PENSION - CURRENT EMPLOYER

I need to get some information about any pension or retirement plan [you/Q56] may be eligible for at [her/your] place of work. Not including Social Security or Railroad Retirement, [is she/are you] covered by a pension or retirement plan on [her/your] present job, at B&D11 where SECTION B is (2)?

	1	YES
	5	NO
	8	DK
	9	RF

P76

How many years [has she/have you] been included in the main or basic pension plan?

# YEARS

OR

SINCE: (YEAR)

Q2123

Will [she/you] be covered by such a plan if [she continues/you continue] to work for this employer?

	1	YES
	5	NO
	8	DK
	9	RF

P78

How many more years must [she/you] work for this employer to be included in this plan?

MORE YEARS

There is a law that states that once you have been in a pension plan for enough years, you can be sure of some pension benefits even if you leave that employer. This is called "vesting". [Has she/Have you] worked under the main or basic plan long enough to earn this right to be "vested"?

	1	YES
	5	NO
	8	DK
	9	RF

P80

How many more years must [she/you] be included in this plan in order to eventually earn the right to receive some benefits from it at retirement even if [she leaves her/you leave your] present employer?

[Is she/Are you] making any contributions to [her/your] pension such as having money deducted from [her/your] pay?

	1	YES
	5	NO
	8	DK
	9	RF

[Is she/Are you] required to contribute?

	1	YES
	5	NO
	8	DK
	9	RF

P83

What amount or percent of pay [is she/are you] required to contribute?

PER

OR

PERCENT OF PAY

P83a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P83b

[Do you/Does she] also make voluntary contributions?

	1	YES
	5	NO
	8	DK
	9	RF

P85

What amount or percent of pay [does she/do you] voluntarily contribute currently?

PER

OR

PERCENT OF PAY

P85a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P85b

Some pension plans have a definite formula based on years of service or salary, often called defined benefit plan. Some plans base benefits on how much money has accumulated in a person's retirement account. Other plans use both ways of setting benefits. How are the benefits for [her/your] pension determined -- by a defined benefit formula based on years of service or salary, by the amount of money in [her/your] account, or in both ways?

	1	DEFINED BENEFIT FORMULA
	3	BOTH
	5	MONEY ACCUMULATED IN ACCOUNT
	8	DK
	9	RF

Does [her/your] employer make contributions to [her/your] account?

	1	YES
	5	NO
	8	DK
	9	RF

P88

What amount or percent of pay does [her/your] employer contribute to [her/your] account?

PER

OR

PERCENT OF PAY

P88a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P88b

Are the funds invested mostly in stocks, bonds, or annuities? Some of each, or what?

	1	MOSTLY (OR ALL) STOCKS
	2	SOME OF EACH
	3	MOSTLY (OR ALL) ANNUITIES
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P91a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P91b

	1	P86 CHECKED 1 OR 3
	5	P86 CHECKED 5

Automatic CAI System Calculation: 5X

What is the formula for determining when [she/you] could receive full benefits -- is it based on [her/your] age, the number of years of service, a combination of age and years of service, or what?

	1	AGE
	2	YEARS
	3	COMBINATION
	7	OTHER
	8	DK
	9	RF

P94

How old must [she/you] be?

P95

How many years is that?

P96

How old must [she/you] be and how many years is that?

AGE

and

IF P94 is (DK or RF)

Could [she/you] retire early and receive part but not full retirement benefits from this plan?

ELSE IF P95 is (DK or RF)

Could [she/you] retire early and receive part but not full retirement benefits from this plan?

ELSE IF P96 is (DK or RF) or Q2154 is (DK or RF)

Could [she/you] retire early and receive part but not full retirement benefits from this plan?

ELSE IF P93 is (1)

Could [she/you] retire before age and receive part but not full retirement benefits from this plan?

ELSE IF P93 is (2)

Could [she/you] retire before years of service and receive part but not full retirement benefits from this plan?

ELSE IF P93 is (3)

Could [she/you] retire before age and years of service and receive part but not full retirement benefits from this plan?

ELSE

Could [she/you] retire early and receive part but not full retirement benefits from this plan?

END

	1	YES
	5	NO
	8	DK
	9	RF

What is the formula for determining the earliest date [she/you] could retire and begin drawing at least partial benefits -- is it based on [her/your] age, the number of years of service, a combination of age and years of service, or what?

	1	AGE
	2	YEARS
	3	COMBINATION
	7	OTHER
	8	DK
	9	RF

P99

How old must [she/you] be?

P100

How many years is that?

P101

How old must [she/you] be and how many years is that?

AGE

and

Some people can estimate what their pension will be in dollars per month or year, but others find it easier to estimate it as a fraction of their final pay. Can [she/you] estimate what [her/your] pension from this plan will be, either way?

	1	YES
	5	NO
	8	DK
	9	RF

P104

How much will that be?

PER

OR

PERCENT OF FINAL PAY

OR

LUMP SUM

P104a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P104b

P104c

Can [she/you] designate a survivor or other person who would receive [her/your] pension benefits if [she/you] should die before receiving [her/your] full entitlement?

	1	YES
	5	NO
	8	DK
	9	RF

How much of [her/your] pension benefit would [her/your] beneficiary receive if they were to live longer than [her/you] -- all of it, some of it, or none of it?

	1	ALL
	3	SOME
	5	NONE
	7	OTHER (SPECIFY)
	8	DK
	9	RF

Does the amount of [her/your] pension depend on Social Security benefits? That is, when [you start/she starts] receiving Social Security benefits will [her/your] pension benefits be reduced?

	1	YES
	5	NO
	8	DK
	9	RF

When will this change take place: automatically at age 62, automatically at age 65, when [you start/she starts] receiving Social Security benefits, or at some other time?

	1	AT AGE 62
	2	AT AGE 65
	3	WHEN SOCIAL SECURITY BENEFITS BEGIN
	7	AT SOME OTHER TIME
	8	DK
	9	RF

P109a

P110

Now I want to ask about [her/your] retirement plans. At what age [does she/do you] plan to stop working?

[ENTER AGE WIFE/"WIFE" PLANS TO STOP WORKING, USE 997 FOR NEVER.
OR ENTER YEAR WIFE/"WIFE" PLANS TO STOP WORKING.]

not equal to " " greater than or equal to WIFE through'WIFE' PLANS TO STOP WORKING

OR

YE not equal to " " R WIFE through'WIFE' PLANS TO STOP WORKING

P110a

P111

At what age [does she/do you] think [she/you] will stop working?

[ENTER AGE WIFE/"WIFE" THINKS WILL STOP WORKING, USE 997 FOR NEVER.
OR ENTER YEAR WIFE/"WIFE" THINKS WILL STOP WORKING.]

not equal to " " greater than or equal to WIFE through'WIFE' THINKS WILL STOP WORKING

OR

YE not equal to " " R WIFE through'WIFE' THINKS WILL STOP WORKING

P111a

IF P71 is (1)

In addition to the pension plan you already mentioned, [does she/do you] have any tax-deferred compensation or savings plans on this job, such as a "thrift", profit-sharing, or Keogh plan?

ELSE

[Does she/Do you] have any tax-deferred compensation or savings plans on this job, such as a "thrift", profit-sharing, or Keogh plan?

END

	1	YES
	5	NO
	8	DK
	9	RF

Does [her/your] employer make contributions to any such plan for [her/you]?

	1	YES
	5	NO
	8	DK
	9	RF

P114

What amount or percent of pay does [her/your] employer contribute?

PER

OR

PERCENT OF PAY

P114a

	3	WEEK
	4	TWO WEEKS
	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P114b

Automatic CAI System Calculation: Elapsed Time

WIFE/"WIFE"'S PENSION - FORMER EMPLOYER

These next questions are about pensions through a former employer.

IF P70 is (5)

Aside from IRA or Keogh Plans, [were you/was Q56] included in a pension or retirement plan, or in any tax-deferred savings plan, through a former employer?

ELSE

Aside from IRA or Keogh Plans, [were you/was she] included in a pension or retirement plan, or in any tax-deferred savings plan, through a former employer?

END

	1	YES
	5	NO
	8	DK
	9	RF

IF Q2191 is (1)

In some retirement plans, Type A, benefits are usually based on a formula involving age, years of service, and salary. In other plans, Type B, money is accumulated in an account for [you/her].

Was that a Type A or Type B plan?

["TYPE A" PLANS ARE OFTEN CALLED "DEFINED BENEFIT" PLANS]

["TYPE B" PLANS, OFTEN CALLED "DEFINED CONTRIBUTION" PLANS, INCLUDE
401-K, 403-B, ESOP, SRA, THRIFT/SAVINGS, STOCK/PROFIT SHARING, AND
MONEY PURCHASE PLANS]

ELSE

What type of plan was this second pension? Type A, where benefits are usually based on a formula involving age, years of service, and salary or Type B, where money is accumulated in an account?

["TYPE A" PLANS ARE OFTEN CALLED "DEFINED BENEFIT" PLANS]

["TYPE B" PLANS, OFTEN CALLED "DEFINED CONTRIBUTION" PLANS, INCLUDE
401-K, 403-B, ESOP, SRA, THRIFT/SAVINGS, STOCK/PROFIT SHARING, AND
MONEY PURCHASE PLANS]

END

	1	TYPE A
	2	TYPE B
	3	BOTH TYPES
	8	DK
	9	RF

P117

For the part of [your/her] pension where money is accumulated in an account, how much money was in [your/her] account when [you/she] left that employer?

USE ZERO FOR NONE

When [you/she] left that employer, did [you/she] withdraw this money, roll it over into an IRA, leave it to accumulate in the old plan, convert it to an annuity, or what?

[IF MORE THAN ONE RESPONSE GIVEN, USE 7 (OTHER) AND RECORD ALL DETAILS]

	1	WITHDREW THE MONEY
	2	ROLLED OVER INTO IRA
	3	LEFT TO ACCUMULATE
	4	CONVERTED TO ANNUITY
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P119

How much is in [your/her] account now?

[ENTER ZERO FOR NONE]

AMOUNT:

P120

How old [were you/was she] when [you/she] started receiving the benefits from that annuity?

[IF BENEFITS HAVE NOT YET BEGUN: At what age will [you/she] begin receiving them?]

P121a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

IF P116 is (3)

Now about the part of [your/her] pension where benefits are based on a formula.

END
[Do you/Does she] expect to receive benefits from this plan in the future, [are you/is she] receiving benefits now, did [you/she] get a cash settlement when [you/she] left, did [you/she] lose [your/her] benefits, or what?

[DO NOT PROBE FOR MULTIPLE RESPONSES BUT ENTER ALL THAT APPLY.]

	1	EXPECT FUTURE BENEFITS
	2	RECEIVING BENEFITS NOW
	3	RECEIVED CASH SETTLEMENT
	4	ROLLED OVER INTO IRA
	5	LOST BENEFITS
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P123

RECEIVING BENEFITS NOW

In what month and year did [you/she] start to receive these benefits?

MONTH: Y1

YEAR:

	1	JAN
	2	FEB
	3	MAR
	4	APR
	5	MAY
	6	JUN
	7	JUL
	8	AUG
	9	SEP
	10	OCT
	11	NOV
	12	DEC
	98	DK
	99	RF

P124a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

Are the benefits adjusted for changes in the cost of living?

	1	YES
	5	NO
	8	DK
	9	RF

Have they ever been adjusted for changes in the cost of living?

	1	YES
	5	NO
	8	DK
	9	RF

P127

RECEIVED CASH SETTLEMENT

How much did that cash settlement amount to?

What did [you/she] do with the money?

[ENTER ALL THAT APPLY]

	1	BOUGHT DURABLES
	2	SPENT IT
	3	SAVED/INVESTED
	4	PAID OFF DEBT
	5	ROLLED INTO IRA
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P129

IRA ROLLOVER

How much did that IRA rollover amount to?

AMOUNT:

EXPECT FUTURE BENEFITS

For how many years altogether [were you/was she] included in this plan?

[INCLUDE YEARS WITH OTHER EMPLOYERS IF SAME PLAN.]

P132

Can [you/she] estimate what [you/she] expect these benefits to be? Either in dollars per month or year, or as a percent of [your/her] pay when [you/she] left that job?

PER

OR

PERCENT OF PAY

OR

LUMP SUM

P132a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P132b

P132c

CAI System Placeholder Question

P133

How much money was in [your/her] account when [you/she] left that employer?

When [you/she] left that employer, did [you/she] transfer [your/her] account to a new employer, roll it over into an IRA, leave it to accumulate in [your/her] old plan, convert it to an annuity or what?

[IF MORE THAN ONE RESPONSE GIVEN, USE 7 (OTHER) AND RECORD ALL DETAILS]

	1	TRANSFERRED TO NEW EMPLOYER
	2	ROLLED OVER INTO IRA
	3	LEFT TO ACCUMULATE
	4	CONVERTED TO ANNUITY
	7	OTHER (SPECIFY)
	8	DK
	9	RF

P135

How much is in [your/her] account now?

[ENTER ZERO FOR NONE]

AMOUNT:

P136

How old [were you/was she] when [you/she] started receiving the benefits from that annuity?

[IF BENEFITS HAVE NOT YET BEGUN: At what age will [you/she] begin receiving them?]

P137a

	5	MONTH
	6	YEAR
	7	OTHER (SPECIFY)
	8	DK
	9	RF

[Do you/Does she] have any other pensions from a former employer (that you haven't already told me about)?

	1	YES
	5	NO
	8	DK
	9	RF

Automatic CAI System Calculation: Elapsed Time